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Privacy Policy

Last updated: April 7, 2026  ·  Effective immediately

We believe your financial data is private and sensitive. This policy explains exactly what we collect, why, and how it's protected.

1. Who We Are

Spendip is an expense tracking application developed and operated by Genwave Solutions. For privacy-related questions, contact us at support@spendip.com.

2. What Data We Collect

Data typeWhatWhy
Account infoEmail address, name, profile photo (if signing in with Google)To create and identify your account
Expense dataAmounts, dates, categories, descriptions, currencies you enterTo provide the core service
Trip dataTrip names, dates, participants, budgetsTo organize your expenses
Auth tokensSession cookies, Google OAuth tokensTo keep you logged in securely
Technical logsIP addresses, browser type, error logsTo diagnose issues and prevent abuse

3. What We Don't Collect

4. How We Use Your Data

We use your data exclusively to:

5. Data Storage & Security

Your data is stored in a PostgreSQL database hosted on Railway (US region). We use industry-standard practices including:

6. Third-Party Services

Spendip uses a limited set of third-party services:

7. Your Rights

You have the right to:

To exercise any of these rights, email us at support@spendip.com.

8. Cookies

We use a single session cookie to keep you logged in. No third-party tracking cookies are used. You can clear this cookie at any time by logging out or clearing your browser's cookies.

9. Children's Privacy

Spendip is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us data, please contact us for immediate deletion.

10. Changes to This Policy

We may update this policy from time to time. We'll update the "Last updated" date at the top. Continued use of the Service constitutes acceptance of the revised policy.

Also see our Terms of Service.